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If you only carry liability coverage on your auto insurance policy, then you won't be covered if a tree falls on your car. If you have comprehensive coverage, however, your insurance can cover the damage caused by a tree, branch, or limb falling on your car, minus your deductible. If a tree falls on my car, who's responsible? Sep 17, If you only have minimum coverage on your car, your insurance likely won't cover damage caused to your car by a tree.
Comprehensive coverage will repair damages to your car caused by fallen trees, plus hail damage. If you collide with a fallen tree while driving, this will be covered by your collision coverage treeclean.barted Reading Time: 4 mins. Sep 27, Comprehensive car insurance covers falling trees. If you carry basic liability or collision coverage only, your car insurance will not cover a falling tree. You need comprehensive coverage to protect you from non-collision accidents, including falling trees and other weather-related damages.
Whenever your vehicle is damaged by a fallen tree or tree limbs, make sure to contact your insurance provider to discuss your course of action.
Enter your ZIP code below to find cheap comprehensive. Apr 19, However, comprehensive coverage generally does. It’s one of the coverages that will actually protect your car. So – if you have comprehensive coverage, yes, you should be covered if a tree falls on your car.
Protect your car and save treeclean.barted Reading Time: 5 mins. While the property damage section of your auto insurance would probably cover your neighbor’s tree smashing your car in your driveway, the property coverage in your homeowners insurance can also help to clean up the mess in other ways.
Property coverage would help in the following ways:Estimated Reading Time: 7 mins.